This options helps sellers who need cash now, not later.

This approach to disposition allows sellers to extract equity from the subject property at the time of closing after all debts and liens have been paid off.

All cash offers are for those who need to sell their property for quick cash. However, because cash offers provide the least leverage for investors and tie-up resources, and because no agents, inspectors, or appraisers are needed, these types of transactions are typically a lower purchase amount than a Zillow or Redfin price.

Since HCD&IG does not use conventional lenders, we’re able to close much faster than traditional buyers. Sellers don’t have to worry about repairs, cleaning, back taxes, or payments. When we say, “we buy houses as-is,” we mean it.

Purchase price: TBD - based off market value, tax assessed value, and condition

DETAILS:
-Sold AS-IS
-Seller receives cash payout (TBD)
-Fast closing 30 days or less (TBD)
-No agents or fees
-No appraisals or fees
-No inspections or fees
-No contingencies or deductions (TBD)

This option helps sellers who already have a mortgage on the subject property to sell the property faster than conventional methods.

This approach to disposition provides sellers with relief and security for the present and future. In many cases, sub-to disposition is not only the best strategy for the seller, but the only strategy that can put cash in the distressed seller’s pocket.

In a sub-to transaction, HCD&IG takes over the seller’s mortgage payments and has them processed by a third-party servicing company. A receipt of every payment is sent to the seller to ensure full transparency and accountability. The seller is able to track progress and is able to redeem control over the property, inclusive of all upgrades and payments, should progress of payments ever stop.

Interest rates: established by active mortgage
Term period: TBD
Down payment: TBD
Title: Held in escrow until paid off

DETAILS:
-Sold AS-IS
-Seller receives equity cash payout (TBD)
-Seller gets mortgage payments made
-Seller’s credit improves w/ servicing
-Seller’s debt-to-income ratio serviced
-Seller prevents foreclosure
-Fast closing 30 days or less (TBD)
-No agents or fees
-No appraisals or fees
-No inspections or fees
-No contingencies or deductions (TBD)

This option allows the seller to get the purchase price they want, while working together with HCD&IG on terms that work for the property.

This approach to disposition secures the seller with the highest purchase price, while providing the investor with a low entry fee.

Seller finance gives the most value to the seller and the most leverage to the buyer.

HCD&IG has a third-party servicing company service the payments on our behalf. A receipt of every payment is sent to the seller to ensure full transparency and accountability. The seller is able to track progress and is able to redeem control over the property, inclusive of all upgrades and payments, should progress of payments ever stop.

Interest rates range: 0-7% (TBD)
Term period: 3-50 years with balloon payment of balance
Down Payment: TBD
Title: Held in escrow until paid off

DETAILS:
-Sold AS-IS
-Seller gets highest purchase price
-Seller can earn interest (TBD)
-Seller earns monthly passive income
-Seller can spread out capital gains tax
-Fastest closing time
-No agents or fees
-No appraisals or fees
-No Inspections or fees
-No contingencies or deductions (TBD)