You CAN Buy a Home – Even Without Bank Approval!
Owner Financing, Rent-to-Own, and Other Creative Home Buying Options Available – No Banks, No Credit Score Requirements, No Hassle.
The Problem – Why Traditional Home Buying Doesn’t Work for Everyone
Are banks telling you NO because of:
❌ Low credit score?
❌ Self-employment or inconsistent income?
❌ Recent job change?
❌ High debt-to-income ratio?
❌ Past foreclosure or bankruptcy?
You’re not alone. Traditional lenders deny thousands of qualified people every year. But you still have options!
Don’t worry about sounding professional. Sound like you. There are over 1.5 billion websites out there, but your story is what’s going to separate this one from the rest. If you read the words back and don’t hear your own voice in your head, that’s a good sign you still have more work to do.
The Solution – Alternative Home Buying Options
At HCD&IG, we help people become homeowners without relying on banks. We offer flexible financing options, including:
🔹 Owner Financing – Buy directly from the seller with low down payments & fair terms.
🔹 Rent-to-Own – Move in now and build equity while you rent!
🔹 Lease Options – Lock in today’s price and buy when you’re ready.
🔹 Subject-To & Creative Solutions – Unique strategies tailored to your financial situation.
If you’ve been turned down by a bank, we can still help you get into a home!
F.A.Q.
Q: What if my credit score is low?
A: No problem! We focus on your ability to pay, not just your credit score.
Q: What if I’m self-employed?
A: We work with self-employed individuals and offer flexible financing options.
Q: Do I need a big down payment?
A: Many of our homes require a low down payment compared to traditional mortgages.
Q: How quickly can I move in?
A: Some homes are available for immediate move-in depending on the program.
Stop Renting & Start Owning – Take the First Step Today!
✅ No Bank Approval Needed
✅ Low Down Payment
✅ Fast & Simple Process
Call/Text Us Now: 808.280.7967
OR
Fill Out the Form Below
🔒 100% Secure & No Obligation